Blog

Syllabus, weightage, and strategy guides for NISM certification exams.

Mutual Funds

The Ultimate Guide to SEBI Mutual Fund Categories and Sub-Categories

A comprehensive dictionary of SEBI’s 40 mutual fund categories. Understand equity, debt, hybrid, and the new Feb 2026 Life Cycle Funds before you invest.

6 August 2026 by Rajasekhara Reddy

retirement

The 30-Times Rule for Retirement: A Practical Indian Perspective

The 4% rule is a useful starting point, but Indian retirement planning often needs a more conservative approach because inflation, healthcare costs differ.

5 August 2026 by Rajasekhara Reddy

Mutual Funds

The NFO Trap: Why a ₹10 NAV is a Mathematical Illusion

Uncover the truth behind the ₹10 NAV mutual fund illusion. Learn why New Fund Offers (NFOs) carry hidden deployment risks compared to established schemes.

5 August 2026 by Rajasekhara Reddy

Mutual Funds

The True Value of 0.5%: Why Behavioral Coaching Often Beats “Direct Plan” Savings

Find out why choosing in Direct Mutual Fund Schemes may not be better choice for most of the investors although

4 August 2026 by Rajasekhara Reddy

retirement

EPF vs PPF vs NPS: How India's Retirement Instruments Actually Work

EPF, PPF, and NPS explained simply — how each actually works, current rates, tax treatment, and whether you should hold all three together

25 July 2026 by Rajasekhara Reddy

NISM

SEBI Circular July 2026: Mandatory NISM V-D Rules & NISM XIII Sunset Date for SIF Distributors

A complete compliance breakdown of SEBI’s July 21, 2026 circular regarding NISM Series V-D certification requirements, NISM XIII sunset dates, and grandfathering rules.

21 July 2026 by Rajasekhara Reddy

NISM

From NISM-Series-V-A to NISM-Series-V-D: How Mutual Fund Distributors Upgrade to MF Plus SIF Distributors

If You are an existing ARN / EUIN holder and looking to be eligible for distributing SIF products, this article will help You to

16 July 2026 by Rajasekhara Reddy

NISM

NISM-Series-V-D MFD and SIF Exam Strategy: How to Clear It in Your First Attempt

How to prepare and pass NISM V-D MFD and SIF Certification exam in your first attempt. Planning is more important to pass along with practice

16 July 2026 by Rajasekhara Reddy

NISM

SIF (Specialized Investment Funds) vs. Traditional Mutual Funds

SIF (Specialized Investment Funds) vs. Traditional Mutual Funds If you already understand mutual funds and are now stepping into the NISM Series V‑D world, you’re going to see the term SIF everywhere. Think of SIFs as “mutual funds that have learnt advanced strategy”—they live under the mutual fund

16 July 2026 by Rajasekhara Reddy

NISM

NISM-Series-V-D: Mutual Fund & SIF Distributors Exam 2026 – Complete Guide

NISM-Series-V-D: Mutual Fund – Specialized Investment Fund Distributors Certification Examination is introduced by NISM as a replacement for earlier NISM XIII. Read complete details here

15 July 2026 by Rajasekhara Reddy

NISM Series XIII

How to Pass NISM Series XIII in Your First Attempt

A practical, exam-day strategy for clearing NISM Series XIII (Common Derivatives) on your first try.

13 July 2026

Careers & Certifications

CPBFI (Certificate Program in Banking, Finance and Insurance)

CPBFI (Certificate Program in Banking, Finance and Insurance) is a CSR initiative of Bajaj Finserv.  RARE Academy is one of the training partners of Bajaj Finserv CPBFI Program in Andhra Pradesh.  The program is conceptualised by Bajaj team to solve the problem of unemployability of graduate student

25 July 2019 by Rajasekhara Reddy

Careers & Certifications

CFP Certification 2019 Registration | Syllabus | Exams | Training | Fees

CFP Certification Registration Process Long Wait of many candidates to know about latest CFP Certification Registration 2019 process is over.  As You might be aware, FPSB (USA) took over the administration of CFP  in India from FPSB India. Now FPSB, USA is the only authorised body to award CFP Progr

11 July 2019 by Rajasekhara Reddy

NISM

Revised NISM Certification Registration Process

All the candidates who have to register for NISM Certification exams need to go through the Revised NISM Certification registration process.  This will be effective from 09 Apr 2017. Earlier the registration process of NISM Certification requires Scanned Copies of PAN Card and Photograph.  But AADHA

18 March 2017 by Rajasekhara Reddy

NISM

How To Register For NISM Exam

In this article I will explain how to register for NISM Exam.  The common question asked by many new students is how to register online for NISM Certification Exam.  If one goes to nism.ac.in which is official site of NISM, they need to search for a link to register.  One can reach directly by visit

10 September 2016 by Rajasekhara Reddy

NISM

How To Become a Retirement Adviser (Individual) In India?

To become Retirement adviser one must register with PFRDA (Pension Fund Regulatory and Development Authority). PFRDA has made it mandatory to register with them to offer retirement advisory services from June 2016. As per Gazette published “Retirement adviser” means any person being an individual, r

19 August 2016 by Rajasekhara Reddy

CFP

CFP For Career In Financial Planning

Financial planning is in nascent stages in India.  A lot of progress has been made in past few years to spread awareness about importance of financial planning for financial success.  In India there is scarcity for qualified and experienced financial planners to cater this segment of investors who a

18 March 2016 by Rajasekhara Reddy

NCFM

NCMP – NSE Certified Market Professional – For Proficiency In Financial Markets

What is NSE Certified Market Professional ? National Stock Exchange of India, has introduced NCMP (NSE Certified Market Professional) certifications in August 2009.  This is to reward candidates of NCFM to better demonstrate their skills and knowledge in various topics of financial markets.  Before

29 December 2015 by Rajasekhara Reddy

NISM

How To Become An Investment Adviser?

After introduction of  SECURITIES AND EXCHANGE BOARD OF INDIA (INVESTMENT ADVISERS) REGULATIONS, 2013, no one in India can not act as investment advisor unless registered with SEBI under these regulations.  If any person is acting as IA (Investment Advisor) by the time of notification of these regul

4 December 2015 by Rajasekhara Reddy

NCFM

What is NCMP -NSE Certified Market Professional And NCMP Levels

NSE Certified Market Professional (NCMP) certificates are issued by National Stock Exchange of India.  NSE issues these NCMP certificates to the candidates who successfully pass NCFM Modules.  One must pass minimum 3 modules to get NCMP – Level 1 certificate.  There are total 5 levels in NCMP or NSE

21 November 2015 by Rajasekhara Reddy

Careers & Certifications

Difference Between NISM Certification and NCFM Certification?

One of the most confused topic for new people looking for career in securities market is what is the difference between NISM Certification and NCFM Certification?  Before the establishment of NISM NCFM certification was very popular.  Even today most people think NCFM certifications have same validi

17 November 2015 by Rajasekhara Reddy

NISM

NISM Training Institutes In Guntur | NCFM Coaching

RARE Academy is one of the best training institutes in guntur, Andhra pradesh.  RARE academy is established with an aim of providing much needed skills for candidates looking for a career in financial sector.  Our coaching for nism certifications and ncfm training is not limited to curriculum for th

16 November 2015 by Rajasekhara Reddy

NISM

NISM Certification For Career In Financial Sector (Is It Useful??)

Many students ask whether they can use NISM certification for career if they are already in jobs? Some candidates want to know to get a job with passing these exams. Some students are looking for these to add extra qualifications in their resume.  Can these nism certification modules are suitable to

14 November 2015 by Rajasekhara Reddy